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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,664 | $96,558-5.1% | $80,977+13.2% | $273,972-66.5% |
| Participation rate | 82.4% | 79.1%+3.3pp | 75.8%+6.5pp | 83.0%-0.7pp |
| Annual return | 7.12% | 15.14%-8.0pp | 17.11%-10.0pp | 41.46%-34.3pp |
| Employer contribution / active EE | $3,225 | $4,869-33.8% | $3,715-13.2% | $4,869-33.8% |
| Participant deferral / active EE | $8,272 | $6,598+25.4% | $5,696+45.2% | $5,287+56.4% |
| Admin fee / account holder | $3,963 | $7,493-47.1% | $5,517-28.2% | $10,133-60.9% |