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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,530 | $55,446+47.0% | $155,574-47.6% | $74,429+9.5% |
| Participation rate | 100.0% | 61.9%+38.1pp | 78.2%+21.8pp | 67.2%+32.8pp |
| Annual return | 7.68% | 269.20%-261.5pp | 64.87%-57.2pp | 1368.38%-1360.7pp |
| Employer contribution / active EE | $3,964 | $2,266+74.9% | $4,676-15.2% | $2,625+51.0% |
| Participant deferral / active EE | $4,490 | $2,836+58.3% | $5,629-20.2% | $4,348+3.2% |
| Admin fee / account holder | $16,668 | $1,743+856.3% | $15,914+4.7% | $1,944+757.3% |