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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,596 | $77,908+52.2% | $149,696-20.8% | $75,173+57.8% |
| Participation rate | 98.8% | 65.6%+33.2pp | 78.8%+20.0pp | 67.2%+31.5pp |
| Annual return | 9.20% | 31.73%-22.5pp | 134.46%-125.3pp | 160.72%-151.5pp |
| Employer contribution / active EE | $6,794 | $3,138+116.5% | $4,821+40.9% | $2,671+154.4% |
| Participant deferral / active EE | $5,802 | $3,411+70.1% | $5,682+2.1% | $4,126+40.6% |
| Admin fee / account holder | $9,537 | $5,950+60.3% | $13,212-27.8% | $5,651+68.8% |