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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,277 | $97,550+4.8% | $120,344-15.0% | $87,485+16.9% |
| Participation rate | 87.3% | 72.8%+14.5pp | 76.7%+10.6pp | 68.9%+18.4pp |
| Annual return | 9.20% | 18.41%-9.2pp | 20.30%-11.1pp | 26.06%-16.9pp |
| Employer contribution / active EE | $986 | $2,291-57.0% | $3,020-67.4% | $2,596-62.0% |
| Participant deferral / active EE | $2,298 | $4,230-45.7% | $5,135-55.3% | $4,274-46.2% |
| Admin fee / account holder | $1,951 | $9,543-79.6% | $12,742-84.7% | $7,775-74.9% |