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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,391 | $91,559-55.9% | $133,971-69.9% | $79,852-49.4% |
| Participation rate | 55.3% | 73.3%-18.0pp | 79.8%-24.5pp | 69.6%-14.3pp |
| Annual return | 26.86% | 61.85%-35.0pp | 45.09%-18.2pp | 31.72%-4.9pp |
| Employer contribution / active EE | $1,655 | $2,384-30.6% | $3,919-57.8% | $2,471-33.0% |
| Participant deferral / active EE | $1,902 | $3,734-49.1% | $5,047-62.3% | $3,740-49.2% |
| Admin fee / account holder | $405 | $6,321-93.6% | $8,929-95.5% | $5,306-92.4% |