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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,476 | $157,276-87.0% | $141,177-85.5% | $152,885-86.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 14.58% | 64.33%-49.8pp | 71.40%-56.8pp | 345.39%-330.8pp |
| Employer contribution / active EE | $1,820 | $5,262-65.4% | $4,736-61.6% | $4,763-61.8% |
| Participant deferral / active EE | $6,437 | $7,110-9.5% | $6,710-4.1% | $5,851+10.0% |
| Admin fee / account holder | $13,007 | $12,123+7.3% | $10,263+26.7% | $11,598+12.1% |