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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,616 | $107,941-81.8% | $91,994-78.7% | $152,897-87.2% |
| Participation rate | 88.9% | 81.2%+7.7pp | 78.6%+10.3pp | 82.5%+6.4pp |
| Annual return | 22.47% | 89.28%-66.8pp | 69.04%-46.6pp | 345.43%-323.0pp |
| Employer contribution / active EE | $6,431 | $4,212+52.7% | $3,453+86.2% | $4,764+35.0% |
| Participant deferral / active EE | $2,868 | $6,366-54.9% | $5,924-51.6% | $5,851-51.0% |
| Admin fee / account holder | $601 | $10,521-94.3% | $7,744-92.2% | $11,599-94.8% |