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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,043 | $58,587-70.9% | $83,322-79.5% | $64,173-73.4% |
| Participation rate | 61.5% | 72.0%-10.5pp | 77.8%-16.2pp | 69.6%-8.0pp |
| Annual return | -6.46% | 9.65%-16.1pp | 10.64%-17.1pp | 7.63%-14.1pp |
| Employer contribution / active EE | $712 | $2,098-66.1% | $3,379-78.9% | $2,381-70.1% |
| Participant deferral / active EE | $1,885 | $4,654-59.5% | $5,565-66.1% | $3,470-45.7% |
| Admin fee / account holder | $179 | $9,279-98.1% | $7,540-97.6% | $4,887-96.3% |