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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,565 | $111,535-57.4% | $105,223-54.8% | $137,256-65.3% |
| Participation rate | 95.0% | 78.1%+16.9pp | 75.0%+20.0pp | 80.0%+15.0pp |
| Annual return | 8.71% | 237.85%-229.1pp | 180.65%-171.9pp | 220.34%-211.6pp |
| Employer contribution / active EE | $7,161 | $3,939+81.8% | $3,689+94.1% | $4,156+72.3% |
| Participant deferral / active EE | $2,100 | $5,500-61.8% | $5,072-58.6% | $6,407-67.2% |
| Admin fee / account holder | $81,505 | $9,721+738.4% | $8,859+820.1% | $12,270+564.3% |