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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY2+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $16,039 |
WILSHIRE ASSOCIATES INCORPORATED2+ years Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,818 | $43,423-12.9% | $78,676-51.9% | $55,167-31.4% |
| Participation rate | 72.5% | 68.0%+4.5pp | 73.6%-1.1pp | 69.0%+3.5pp |
| Annual return | 11.59% | 11.53%+0.1pp | 62.19%-50.6pp | 169.23%-157.6pp |
| Employer contribution / active EE | $371 | $1,997-81.4% | $2,850-87.0% | $1,963-81.1% |
| Participant deferral / active EE | $2,674 | $2,509+6.6% | $3,517-24.0% | $3,054-12.4% |
| Admin fee / account holder | $157 | $416-62.2% | $4,510-96.5% | $504-68.8% |