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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER5 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $38,326 |
PFG ADVISORS, LLC2 years Service code 15 · EIN 47-2483769 | Recordkeeping | $28,542 |
ADP BROKER-DEALER5 years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,483 | $60,393-26.3% | $81,820-45.6% | $74,429-40.2% |
| Participation rate | 92.8% | 62.9%+29.9pp | 72.4%+20.4pp | 67.2%+25.6pp |
| Annual return | 15.59% | 16.89%-1.3pp | 777.93%-762.3pp | 1368.38%-1352.8pp |
| Employer contribution / active EE | $2,582 | $2,626-1.7% | $2,915-11.4% | $2,625-1.7% |
| Participant deferral / active EE | $5,707 | $3,397+68.0% | $4,323+32.0% | $4,348+31.3% |
| Admin fee / account holder | $326 | $1,491-78.1% | $7,391-95.6% | $1,944-83.2% |