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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,972 | $78,690+121.1% | $161,489+7.7% | $87,485+98.9% |
| Participation rate | 97.0% | 67.5%+29.5pp | 78.7%+18.3pp | 68.9%+28.0pp |
| Annual return | 8.62% | 32.74%-24.1pp | 89.72%-81.1pp | 26.06%-17.4pp |
| Employer contribution / active EE | $1,889 | $2,588-27.0% | $4,268-55.7% | $2,596-27.2% |
| Participant deferral / active EE | $2,754 | $3,311-16.8% | $5,630-51.1% | $4,274-35.6% |
| Admin fee / account holder | $8,428 | $6,724+25.3% | $16,006-47.3% | $7,775+8.4% |