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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,031 | $95,406+22.7% | $185,849-37.0% | $85,847+36.3% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 24.61% | 23.59%+1.0pp | 122.10%-97.5pp | 318.61%-294.0pp |
| Employer contribution / active EE | $4,668 | $3,314+40.9% | $5,169-9.7% | $2,565+82.0% |
| Participant deferral / active EE | $2,399 | $3,424-29.9% | $5,569-56.9% | $3,952-39.3% |
| Admin fee / account holder | $3,201 | $7,214-55.6% | $16,244-80.3% | $6,261-48.9% |