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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 27 · EIN 13-5674085 PO BOX 74008967 · CHICAGO, IA 60674 | Advisory (Plan) | $104,652 |
LINCOLN NATIONAL CORPORATION4 years Service code 15 · EIN 35-0472300 PO BOX 7877 · FORT WAYNE, IN 46802 | Recordkeeping | $37,599 |
PINNACLE PENSION SERVICES8+ years Service code 15 · EIN 82-0433443 | Recordkeeping | $5,080 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,170 | $84,499+114.4% | $125,391+44.5% | $66,949+170.6% |
| Participation rate | 100.0% | 76.4%+23.6pp | 82.4%+17.6pp | 69.8%+30.2pp |
| Annual return | -13.47% | -8.49%-5.0pp | 572.41%-585.9pp | 1.57%-15.0pp |
| Employer contribution / active EE | $10,244 | $3,554+188.3% | $4,816+112.7% | $2,545+302.5% |
| Participant deferral / active EE | $9,952 | $6,785+46.7% | $7,448+33.6% | $4,239+134.8% |
| Admin fee / account holder | $643 | $685-6.1% | $10,009-93.6% | $594+8.4% |