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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 27 · EIN 13-5674085 PO BOX 74008967 · CHICAGO, IA 60674 | Advisory (Plan) | $43,982 |
Service code 15 · EIN 35-0472300 PO BOX 7877 · FORT WAYNE, IN 46802 | Recordkeeping | $30,933 |
PINNACLE PENSION SERVICES5+ years Service code 15 · EIN 82-0433443 | Recordkeeping | $6,143 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,795 | $89,652+86.0% | $141,197+18.1% | $65,186+155.9% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.5%+17.5pp | 70.2%+29.8pp |
| Annual return | 13.98% | 32.79%-18.8pp | 71.41%-57.4pp | 29.39%-15.4pp |
| Employer contribution / active EE | $8,858 | $3,065+189.0% | $4,736+87.0% | $2,177+306.9% |
| Participant deferral / active EE | $8,410 | $5,691+47.8% | $6,710+25.3% | $3,514+139.3% |
| Admin fee / account holder | $366 | $569-35.6% | $10,265-96.4% | $847-56.8% |