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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $493,563 | $228,352+116.1% | $185,827+165.6% | $158,950+210.5% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 4.11% | 40.81%-36.7pp | 35.96%-31.9pp | 302.91%-298.8pp |
| Employer contribution / active EE | $37,500 | $4,967+655.0% | $4,087+817.5% | $4,762+687.5% |
| Participant deferral / active EE | $26,000 | $6,416+305.2% | $5,633+361.6% | $5,983+334.6% |
| Admin fee / account holder | $6,764 | $11,867-43.0% | $9,502-28.8% | $11,248-39.9% |