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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,643 | $60,349-84.0% | $74,184-87.0% | $62,881-84.7% |
| Participation rate | 70.6% | 72.7%-2.1pp | 76.6%-6.0pp | 69.3%+1.3pp |
| Annual return | 12.25% | 21.38%-9.1pp | 17.74%-5.5pp | 20.14%-7.9pp |
| Employer contribution / active EE | $1,446 | $1,680-13.9% | $2,370-39.0% | $2,281-36.6% |
| Participant deferral / active EE | $1,845 | $2,856-35.4% | $3,550-48.0% | $3,203-42.4% |
| Admin fee / account holder | $694 | $4,261-83.7% | $5,586-87.6% | $4,296-83.9% |