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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,536 | $116,190+8.9% | $93,614+35.2% | $152,885-17.2% |
| Participation rate | 33.3% | 78.0%-44.7pp | 75.8%-42.5pp | 82.5%-49.1pp |
| Annual return | 27.89% | 35.96%-8.1pp | 32.76%-4.9pp | 345.39%-317.5pp |
| Employer contribution / active EE | $0 | $3,219-100.0% | $2,718-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $0 | $4,604-100.0% | $4,069-100.0% | $5,851-100.0% |
| Admin fee / account holder | $793 | $10,749-92.6% | $7,889-90.0% | $11,598-93.2% |