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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,051 | $95,915-41.6% | $79,580-29.6% | $134,532-58.3% |
| Participation rate | 50.0% | 75.0%-25.0pp | 69.5%-19.5pp | 81.2%-31.2pp |
| Annual return | -18.07% | -2.71%-15.4pp | 0.15%-18.2pp | 418.27%-436.3pp |
| Employer contribution / active EE | $2,444 | $3,129-21.9% | $2,413+1.3% | $4,741-48.5% |
| Participant deferral / active EE | $4,974 | $4,693+6.0% | $3,985+24.8% | $6,401-22.3% |
| Admin fee / account holder | $5,742 | $9,132-37.1% | $6,835-16.0% | $11,429-49.8% |