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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,083 | $72,272-79.1% | $101,264-85.1% | $79,858-81.1% |
| Participation rate | 64.0% | 68.5%-4.5pp | 75.8%-11.8pp | 69.6%-5.6pp |
| Annual return | 23.67% | 22.30%+1.4pp | 46.48%-22.8pp | 31.72%-8.0pp |
| Employer contribution / active EE | $1,168 | $2,692-56.6% | $3,660-68.1% | $2,471-52.7% |
| Participant deferral / active EE | $3,324 | $3,282+1.3% | $4,370-23.9% | $3,740-11.1% |
| Admin fee / account holder | $92 | $4,401-97.9% | $5,947-98.5% | $5,306-98.3% |