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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,133 | $160,059-14.3% | $140,019-2.1% | $135,379+1.3% |
| Participation rate | 83.3% | 88.5%-5.2pp | 87.5%-4.2pp | 82.6%+0.7pp |
| Annual return | -2.91% | 911.44%-914.3pp | 651.15%-654.1pp | 519.79%-522.7pp |
| Employer contribution / active EE | $0 | $6,420-100.0% | $5,605-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $11,183 | $7,641+46.4% | $6,927+61.4% | $5,609+99.4% |
| Admin fee / account holder | $4,636 | $13,328-65.2% | $10,705-56.7% | $10,828-57.2% |