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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,130 | $211,239-1.9% | $178,528+16.0% | $145,877+42.0% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 4.69% | 30.22%-25.5pp | 27.11%-22.4pp | 551.28%-546.6pp |
| Employer contribution / active EE | $13,062 | $4,570+185.8% | $3,950+230.6% | $4,663+180.1% |
| Participant deferral / active EE | $11,636 | $6,963+67.1% | $6,278+85.3% | $6,691+73.9% |
| Admin fee / account holder | $7,002 | $12,095-42.1% | $10,419-32.8% | $13,402-47.8% |