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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,196 | $202,440-7.5% | $169,390+10.5% | $139,466+34.2% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 1.08% | 532.36%-531.3pp | 406.07%-405.0pp | 373.66%-372.6pp |
| Employer contribution / active EE | $8,790 | $4,693+87.3% | $4,013+119.1% | $4,754+84.9% |
| Participant deferral / active EE | $10,629 | $6,940+53.1% | $6,222+70.8% | $6,712+58.4% |
| Admin fee / account holder | $6,071 | $10,722-43.4% | $9,015-32.7% | $11,409-46.8% |