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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,068 | $106,749+85.5% | $145,433+36.2% | $82,448+140.2% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 11.23% | 27.59%-16.4pp | 66.58%-55.3pp | 41.64%-30.4pp |
| Employer contribution / active EE | $4,969 | $3,444+44.3% | $4,554+9.1% | $2,551+94.8% |
| Participant deferral / active EE | $11,531 | $6,519+76.9% | $7,897+46.0% | $4,139+178.6% |
| Admin fee / account holder | $15,984 | $8,390+90.5% | $13,129+21.7% | $7,234+121.0% |