Retirement plan

SILVER SADDLE ENTERPRISES OF TUCSON, INC. EMPLOYEES SAVINGS TRUST

Name: SILVER SADDLE ENTERPRISES OF TUCSON, INC. - SILVER SADDLE ENTERPRISES OF TUCSON, INC. EMPLOYEES SAVINGS TRUST (2015) Form 5500
Creator: SILVER SADDLE ENTERPRISES OF TUCSON, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SILVER SADDLE ENTERPRISES OF TUCSON, INC. EMPLOYEES SAVINGS TRUST, SILVER SADDLE ENTERPRISES OF TUCSON, INC.

SILVER SADDLE ENTERPRISES OF TUCSON, INC.EIN 86-0573986Plan #001PY 2015

310 EAST BENSON HWY. - TUCSON, AZ 85713520-622-6253

Prospect flagsHigh feesLow assets / participant

How to read this page

Total assets (EOY)

$367K

No prior year

Total participants

No prior year

Average account balance

$6,672

No prior year

Annual return

-2.64%

No prior year

Benchmarks

See 2,539 peers

Peer group

Industry72 - Accommodation and Food Services

Plan typeDefined contribution

Participants25-99

Cohort2,539 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$544K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$27K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$49K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.33%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$7732

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$20K

$753 / participant

Other / not subdivided$20K100.0%

% of EOY assets

5.332%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$6,672

$30,732-78.3%

$59,496-88.8%

$59,633-88.8%

Participation rate

88.5%

43.2%+45.3pp

54.6%+33.9pp

68.7%+19.8pp

Annual return

-2.64%

4.47%-7.1pp

182.05%-184.7pp

2041.40%-2044.0pp

Employer contribution / active EE

$648

$631+2.7%

$1,153-43.8%

$2,203-70.6%

Participant deferral / active EE

$470

$1,183-60.3%

$1,829-74.3%

$3,192-85.3%

Admin fee / account holder

$356

$2,136-83.3%

$2,232-84.1%

$4,297-91.7%

SILVER SADDLE ENTERPRISES OF TUCSON, INC. EMPLOYEES SAVINGS TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SILVER SADDLE ENTERPRISES OF TUCSON, INC. EMPLOYEES SAVINGS TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion