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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,985 | $54,380+21.3% | $68,509-3.7% | $59,632+10.7% |
| Participation rate | 59.3% | 70.2%-10.9pp | 74.7%-15.5pp | 68.7%-9.4pp |
| Annual return | -0.41% | 2.83%-3.2pp | 8.27%-8.7pp | 2041.32%-2041.7pp |
| Employer contribution / active EE | $1,635 | $1,539+6.3% | $2,278-28.2% | $2,203-25.7% |
| Participant deferral / active EE | $1,635 | $2,643-38.1% | $3,382-51.6% | $3,192-48.8% |
| Admin fee / account holder | $4,890 | $3,885+25.9% | $5,275-7.3% | $4,297+13.8% |