Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,269 | $60,349-79.7% | $74,184-83.5% | $62,881-80.5% |
| Participation rate | 44.3% | 72.7%-28.4pp | 76.6%-32.3pp | 69.3%-25.0pp |
| Annual return | 3.52% | 21.38%-17.9pp | 17.74%-14.2pp | 20.14%-16.6pp |
| Employer contribution / active EE | $419 | $1,680-75.0% | $2,370-82.3% | $2,281-81.6% |
| Participant deferral / active EE | $743 | $2,856-74.0% | $3,550-79.1% | $3,203-76.8% |
| Admin fee / account holder | $3,493 | $4,261-18.0% | $5,586-37.5% | $4,296-18.7% |