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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,997 | $78,707+1.6% | $117,861-32.1% | $70,126+14.1% |
| Participation rate | 88.2% | 73.2%+15.0pp | 79.7%+8.6pp | 69.5%+18.7pp |
| Annual return | 14.71% | 23.30%-8.6pp | 335.11%-320.4pp | 73.15%-58.4pp |
| Employer contribution / active EE | $6,727 | $2,223+202.6% | $3,786+77.7% | $2,343+187.2% |
| Participant deferral / active EE | $3,750 | $3,297+13.7% | $4,482-16.3% | $3,332+12.5% |
| Admin fee / account holder | $3,824 | $5,066-24.5% | $8,021-52.3% | $4,645-17.7% |