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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,282 | $69,977-8.1% | $108,582-40.8% | $62,881+2.2% |
| Participation rate | 93.6% | 72.9%+20.7pp | 79.6%+14.0pp | 69.3%+24.3pp |
| Annual return | 7.51% | 10.73%-3.2pp | -51.70%+59.2pp | 20.14%-12.6pp |
| Employer contribution / active EE | $7,235 | $2,135+238.9% | $3,758+92.5% | $2,281+217.2% |
| Participant deferral / active EE | $3,852 | $3,165+21.7% | $4,311-10.6% | $3,203+20.3% |
| Admin fee / account holder | $3,289 | $5,076-35.2% | $7,645-57.0% | $4,296-23.4% |