Retirement plan

M3 ENGINEERING & TECHNOLOGY 401(K) PROFIT SHARING PLAN

Name: M3 ENGINEERING & TECHNOLOGY CORPORATION - M3 ENGINEERING & TECHNOLOGY 401(K) PROFIT SHARING PLAN (2015) Form 5500
Creator: M3 ENGINEERING & TECHNOLOGY CORPORATION
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, M3 ENGINEERING & TECHNOLOGY 401(K) PROFIT SHARING PLAN, M3 ENGINEERING & TECHNOLOGY CORPORATION

M3 ENGINEERING & TECHNOLOGY CORPORATIONEIN 86-0548253Plan #001PY 2015

2051 W. SUNSET, SUITE 101 - TUCSON, AZ 857041722520-293-1488m3eng.comLinkedIn501-1000 employeesdesign

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$44.4M

No prior year

Total participants

574

No prior year

Average account balance

$77,385

No prior year

Annual return

0.91%

No prior year

Benchmarks

See 2,331 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants250-999

Cohort2,331 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$63.21M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$127K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

496

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.57M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.52%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$365

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
MORGAN STANLEY SMITH BARNEY1+ years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 33 · EIN 26-4310632	Other services; Other commissions; Sa...	$8,066
EPIC RETIREMENT PLAN SERVICES1+ years Filed as: ACH RETIREMENT PLAN CONSULTANTS INC Service code 12 · EIN 45-3763537	Claims processing; Plan Administrator	$5,950

Plan features & details

Pension benefit codes2E2F2H2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$12K

$26 / participant

Investment mgmt$2K14.3%
Contract admin$6K50.6%
Other / not subdivided$4K35.1%

% of EOY assets

0.026%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: BEACH, FLEISCHMAN & CO.
Auditor EIN: 860683059
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$77,385

$88,324-12.4%

$115,038-32.7%

$55,191+40.2%

Participation rate

100.0%

72.5%+27.5pp

81.4%+18.6pp

69.2%+30.8pp

Annual return

0.91%

6.30%-5.4pp

26.14%-25.2pp

10.78%-9.9pp

Employer contribution / active EE

$762

$2,805-72.8%

$4,608-83.5%

$1,899-59.8%

Participant deferral / active EE

$5,557

$5,042+10.2%

$6,026-7.8%

$3,046+82.4%

Admin fee / account holder

$20

$105-80.6%

$8,175-99.7%

$91-77.4%

Provider

Service type

Compensation

MORGAN STANLEY SMITH BARNEY1+ years

Filed as: MORGAN STANLEY SMITH BARNEY LLC

Service code 33 · EIN 26-4310632

Other services; Other commissions; Sa...

$8,066

EPIC RETIREMENT PLAN SERVICES1+ years

Filed as: ACH RETIREMENT PLAN CONSULTANTS INC

Service code 12 · EIN 45-3763537

Claims processing; Plan Administrator

$5,950

M3 ENGINEERING & TECHNOLOGY 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

M3 ENGINEERING & TECHNOLOGY 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion