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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,704 | $102,429-3.6% | $147,096-32.9% | $80,925+22.0% |
| Participation rate | 92.6% | 75.9%+16.7pp | 82.2%+10.4pp | 67.7%+24.9pp |
| Annual return | 13.18% | 135.02%-121.8pp | 419.75%-406.6pp | 35.65%-22.5pp |
| Employer contribution / active EE | $3,291 | $3,716-11.4% | $4,936-33.3% | $2,756+19.4% |
| Participant deferral / active EE | $7,536 | $6,649+13.4% | $8,071-6.6% | $4,299+75.3% |
| Admin fee / account holder | $6,773 | $7,957-14.9% | $13,005-47.9% | $6,940-2.4% |