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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,704 | $102,422-3.6% | $147,117-32.9% | $80,959+21.9% |
| Participation rate | 92.6% | 75.9%+16.7pp | 82.2%+10.4pp | 67.7%+24.9pp |
| Annual return | 13.18% | 135.16%-122.0pp | 420.54%-407.4pp | 35.67%-22.5pp |
| Employer contribution / active EE | $3,291 | $3,717-11.5% | $4,932-33.3% | $2,757+19.4% |
| Participant deferral / active EE | $7,536 | $6,652+13.3% | $8,065-6.6% | $4,300+75.2% |
| Admin fee / account holder | $6,773 | $7,953-14.8% | $12,993-47.9% | $6,925-2.2% |