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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,994 | $99,994-59.0% | $146,643-72.0% | $85,847-52.2% |
| Participation rate | 74.6% | 73.1%+1.5pp | 80.1%-5.5pp | 69.3%+5.3pp |
| Annual return | 12.30% | 18.93%-6.6pp | 22.75%-10.5pp | 318.61%-306.3pp |
| Employer contribution / active EE | $2,476 | $2,559-3.2% | $4,137-40.1% | $2,565-3.5% |
| Participant deferral / active EE | $3,953 | $4,006-1.3% | $5,506-28.2% | $3,9520% |
| Admin fee / account holder | $6,052 | $7,703-21.4% | $10,280-41.1% | $6,261-3.3% |