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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,612 | $78,707-39.5% | $117,861-59.6% | $70,126-32.1% |
| Participation rate | 83.3% | 73.2%+10.1pp | 79.7%+3.7pp | 69.5%+13.8pp |
| Annual return | 34.49% | 23.30%+11.2pp | 335.11%-300.6pp | 73.15%-38.7pp |
| Employer contribution / active EE | $2,863 | $2,223+28.7% | $3,786-24.4% | $2,343+22.2% |
| Participant deferral / active EE | $4,378 | $3,297+32.8% | $4,482-2.3% | $3,332+31.4% |
| Admin fee / account holder | $1,915 | $5,066-62.2% | $8,021-76.1% | $4,645-58.8% |