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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,723 | $65,704-13.7% | $94,229-39.8% | $59,633-4.9% |
| Participation rate | 52.0% | 72.1%-20.1pp | 78.8%-26.8pp | 68.7%-16.7pp |
| Annual return | -0.91% | 5.22%-6.1pp | 10.68%-11.6pp | 2041.45%-2042.4pp |
| Employer contribution / active EE | $422 | $2,021-79.1% | $3,587-88.2% | $2,203-80.9% |
| Participant deferral / active EE | $2,118 | $3,143-32.6% | $4,320-51.0% | $3,192-33.7% |
| Admin fee / account holder | $2,091 | $4,265-51.0% | $6,269-66.6% | $4,297-51.3% |