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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $340,614 | $85,171+299.9% | $172,752+97.2% | $72,975+366.8% |
| Participation rate | 97.0% | 70.1%+26.9pp | 82.6%+14.3pp | 69.5%+27.5pp |
| Annual return | 21.38% | 27.32%-5.9pp | 802.97%-781.6pp | 81.01%-59.6pp |
| Employer contribution / active EE | $31,289 | $3,324+841.3% | $5,144+508.3% | $2,440+1182.3% |
| Participant deferral / active EE | $15,062 | $3,260+362.0% | $5,198+189.8% | $3,608+317.5% |
| Admin fee / account holder | $19,868 | $5,880+237.9% | $13,955+42.4% | $5,124+287.7% |