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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,722 | $75,962+301.2% | $154,111+97.7% | $64,173+374.8% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -5.77% | 30.32%-36.1pp | 735.18%-741.0pp | 7.63%-13.4pp |
| Employer contribution / active EE | $35,497 | $3,350+959.7% | $5,298+570.0% | $2,381+1391.0% |
| Participant deferral / active EE | $14,223 | $3,175+348.0% | $5,081+179.9% | $3,470+309.9% |
| Admin fee / account holder | $25,976 | $5,589+364.8% | $13,411+93.7% | $4,887+431.5% |