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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,532 | $185,883-51.3% | $170,043-46.8% | $139,466-35.1% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 0.44% | 60.54%-60.1pp | 53.40%-53.0pp | 373.66%-373.2pp |
| Employer contribution / active EE | $10,126 | $7,596+33.3% | $6,790+49.1% | $4,754+113.0% |
| Participant deferral / active EE | $6,941 | $11,626-40.3% | $10,410-33.3% | $6,712+3.4% |
| Admin fee / account holder | $16,030 | $15,393+4.1% | $12,824+25.0% | $11,409+40.5% |