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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,924 | $183,988-25.6% | $162,177-15.6% | $152,897-10.4% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 0.77% | 150.79%-150.0pp | 115.60%-114.8pp | 345.43%-344.7pp |
| Employer contribution / active EE | $7,508 | $6,370+17.9% | $5,613+33.8% | $4,764+57.6% |
| Participant deferral / active EE | $1,336 | $8,032-83.4% | $7,297-81.7% | $5,851-77.2% |
| Admin fee / account holder | $748 | $13,123-94.3% | $10,843-93.1% | $11,599-93.6% |