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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,762 | $167,362-1.0% | $143,799+15.3% | $134,532+23.2% |
| Participation rate | 94.1% | 84.8%+9.3pp | 80.3%+13.8pp | 81.2%+12.9pp |
| Annual return | -5.98% | 0.47%-6.5pp | -0.04%-5.9pp | 418.27%-424.2pp |
| Employer contribution / active EE | $0 | $5,620-100.0% | $4,952-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $4,324 | $6,447-32.9% | $5,638-23.3% | $6,401-32.4% |
| Admin fee / account holder | $1,992 | $18,094-89.0% | $14,677-86.4% | $11,429-82.6% |