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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,966 | $209,428-37.0% | $178,498-26.1% | $158,950-17.0% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 6.90% | 188.78%-181.9pp | 151.09%-144.2pp | 302.91%-296.0pp |
| Employer contribution / active EE | $776 | $5,707-86.4% | $5,011-84.5% | $4,762-83.7% |
| Participant deferral / active EE | $3,452 | $5,955-42.0% | $5,202-33.6% | $5,983-42.3% |
| Admin fee / account holder | $13,681 | $17,077-19.9% | $13,985-2.2% | $11,248+21.6% |