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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,062 | $110,337-37.4% | $102,383-32.5% | $145,877-52.7% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.5%-24.5pp | 80.3%-30.3pp |
| Annual return | 9.29% | 24.83%-15.5pp | 24.94%-15.6pp | 551.28%-542.0pp |
| Employer contribution / active EE | $4,381 | $4,216+3.9% | $3,870+13.2% | $4,663-6.0% |
| Participant deferral / active EE | $6,576 | $5,621+17.0% | $5,060+30.0% | $6,691-1.7% |
| Admin fee / account holder | $2,457 | $9,750-74.8% | $8,391-70.7% | $13,402-81.7% |