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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,619 | $106,247-56.1% | $96,515-51.7% | $139,466-66.6% |
| Participation rate | 60.0% | 77.8%-17.8pp | 74.3%-14.3pp | 80.3%-20.3pp |
| Annual return | 15.97% | 38.47%-22.5pp | 35.73%-19.8pp | 373.66%-357.7pp |
| Employer contribution / active EE | $1,648 | $4,106-59.9% | $3,740-55.9% | $4,754-65.3% |
| Participant deferral / active EE | $6,295 | $5,456+15.4% | $4,880+29.0% | $6,712-6.2% |
| Admin fee / account holder | $1,278 | $7,885-83.8% | $6,735-81.0% | $11,409-88.8% |