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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,262 | $165,399-31.5% | $149,745-24.4% | $158,982-28.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 3.70% | 348.34%-344.6pp | 276.72%-273.0pp | 302.99%-299.3pp |
| Employer contribution / active EE | $2,989 | $5,105-41.4% | $4,646-35.7% | $4,763-37.2% |
| Participant deferral / active EE | $6,014 | $7,183-16.3% | $6,843-12.1% | $5,983+0.5% |
| Admin fee / account holder | $112,717 | $10,811+942.6% | $9,312+1110.5% | $11,252+901.8% |