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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,447 | $157,304+41.4% | $141,197+57.5% | $152,909+45.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 16.23% | 64.34%-48.1pp | 71.41%-55.2pp | 345.46%-329.2pp |
| Employer contribution / active EE | $2,609 | $5,263-50.4% | $4,736-44.9% | $4,764-45.2% |
| Participant deferral / active EE | $4,991 | $7,111-29.8% | $6,710-25.6% | $5,851-14.7% |
| Admin fee / account holder | $1,317 | $12,126-89.1% | $10,265-87.2% | $11,601-88.6% |