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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $958,420 | $165,399+479.5% | $149,745+540.0% | $158,982+502.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 5.33% | 348.34%-343.0pp | 276.72%-271.4pp | 302.99%-297.7pp |
| Employer contribution / active EE | $2,058 | $5,105-59.7% | $4,646-55.7% | $4,763-56.8% |
| Participant deferral / active EE | $15,625 | $7,183+117.5% | $6,843+128.3% | $5,983+161.1% |
| Admin fee / account holder | $6,371 | $10,811-41.1% | $9,312-31.6% | $11,252-43.4% |