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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $893,091 | $157,296+467.8% | $141,191+532.5% | $152,897+484.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 10.85% | 64.34%-53.5pp | 71.41%-60.6pp | 345.43%-334.6pp |
| Employer contribution / active EE | $2,298 | $5,262-56.3% | $4,736-51.5% | $4,764-51.8% |
| Participant deferral / active EE | $15,250 | $7,111+114.5% | $6,710+127.3% | $5,851+160.6% |
| Admin fee / account holder | $6,540 | $12,125-46.1% | $10,264-36.3% | $11,599-43.6% |