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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,732 | $176,077-12.1% | $159,455-3.0% | $167,518-7.6% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 12.52% | 331.83%-319.3pp | 263.63%-251.1pp | 478.71%-466.2pp |
| Employer contribution / active EE | $2,760 | $5,298-47.9% | $4,830-42.9% | $4,838-43.0% |
| Participant deferral / active EE | $2,480 | $7,751-68.0% | $7,353-66.3% | $6,342-60.9% |
| Admin fee / account holder | $23,805 | $12,556+89.6% | $10,800+120.4% | $12,312+93.3% |