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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,034 | $160,059-81.2% | $140,019-78.6% | $135,380-77.8% |
| Participation rate | 90.0% | 88.5%+1.5pp | 87.5%+2.5pp | 82.6%+7.4pp |
| Annual return | -10.41% | 911.48%-921.9pp | 651.17%-661.6pp | 519.81%-530.2pp |
| Employer contribution / active EE | $3,263 | $6,420-49.2% | $5,605-41.8% | $4,779-31.7% |
| Participant deferral / active EE | $8,066 | $7,641+5.6% | $6,927+16.5% | $5,609+43.8% |
| Admin fee / account holder | $1,129 | $13,328-91.5% | $10,705-89.5% | $10,828-89.6% |