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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,591 | $171,867-85.7% | $149,721-83.6% | $147,586-83.3% |
| Participation rate | 78.6% | 88.2%-9.6pp | 87.1%-8.5pp | 82.8%-4.3pp |
| Annual return | -29.15% | 2113.36%-2142.5pp | 1501.67%-1530.8pp | 578.59%-607.7pp |
| Employer contribution / active EE | $4,257 | $6,275-32.2% | $5,444-21.8% | $4,876-12.7% |
| Participant deferral / active EE | $10,143 | $7,270+39.5% | $6,568+54.4% | $5,439+86.5% |
| Admin fee / account holder | $1,314 | $13,799-90.5% | $11,282-88.4% | $10,886-87.9% |