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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,697 | $93,598+24.7% | $135,974-14.2% | $75,173+55.2% |
| Participation rate | 66.2% | 75.2%-9.0pp | 81.9%-15.7pp | 67.2%-1.0pp |
| Annual return | 16.02% | 30.89%-14.9pp | 68.30%-52.3pp | 160.72%-144.7pp |
| Employer contribution / active EE | $2,955 | $3,538-16.5% | $4,859-39.2% | $2,671+10.6% |
| Participant deferral / active EE | $5,886 | $6,405-8.1% | $7,760-24.2% | $4,126+42.6% |
| Admin fee / account holder | $926 | $6,978-86.7% | $10,767-91.4% | $5,651-83.6% |